Experience the Hidden Gem of Old Fort
Experience the hidden gem of Old Fort, North Carolina. This small town is a true embodiment of southern charm, beckoning visitors with its quaint atmosphere and warm hospitality. Nestled amidst nature's embrace and surrounded by a myriad of outdoor activities, Old Fort's future holds promising possibilities for all who venture here.
Old Fort's rich history can be traced back to the early days of settlement, making it a fascinating destination for history enthusiasts. The town's beautifully preserved buildings and historic sites pay homage to its heritage, allowing visitors to step back in time and get a glimpse of the past.
Beyond its historical significance, Old Fort boasts a thriving culinary scene, dotted with delightful breweries and restaurants that cater to every taste and preference. Whether you're in the mood for a locally crafted beer or a mouthwatering dish prepared with the freshest ingredients, Old Fort has something to satisfy every craving.
Conveniently located on the scenic I-40 corridor and nestled in the western part of McDowell County, Old Fort offers the perfect balance between a tranquil retreat and easy accessibility to larger cities like Asheville, NC. This prime location allows visitors to enjoy the best of both worlds - immersing themselves in the natural beauty of the area while also being within reach of urban amenities and cultural experiences.
Outdoor enthusiasts will find themselves in paradise in Old Fort, as the town is surrounded by captivating landscapes that beg to be explored. From hiking and biking trails that wind through lush forests to scenic waterways perfect for kayaking and fishing, adventure awaits at every turn. Nature lovers will revel in the abundance of wildlife and the breathtaking vistas that can be discovered in this picturesque corner of North Carolina.
Old Fort's close-knit community welcomes visitors with open arms, ensuring that a visit here feels like a home away from home. The residents take great pride in their town's heritage and natural surroundings, passionately sharing their knowledge and local recommendations with tourists. Whether you're seeking a tranquil getaway, an exhilarating outdoor adventure, or a taste of authentic southern charm, Old Fort promises an unforgettable experience for all who embark on its discovery.
To learn more about Old Fort, NC real estate view available listings online or give our office a call to speak with a real estate advisor!
Engel & Völkers Foothills
3053 NC 126
Morganton, NC, 28655
828.584.9999
www.foothills.evrealestate.com
Spend a weekend in Morganton, NC!
Nature's Playground
Experience the vibrant town of Morganton, nestled in the heart of the North Carolina Foothills. Located in Burke County, discover the charm of downtown Morganton as you explore its unique shops, indulge in delightful dining options, and unwind at inviting bars. Immerse yourself in nature's playground, where you can revel in the great outdoors and enjoy the abundance of recreational activities.
Whether you're a shopaholic, foodie, or nature enthusiast, Morganton has something to offer everyone. With its picturesque streets, friendly atmosphere, and a lively cultural scene, this small town has a big personality. As you stroll through downtown, you'll be captivated by the array of eclectic shops, offering everything from handmade crafts to vintage treasures.
Take a break from shopping and sample the local culinary delights at one of the charming restaurants that line the streets. From Southern comfort food to international cuisine, there is something to satisfy every palate. And when the sun goes down, head to one of the laid-back bars for a refreshing drink and live music.
But Morganton's allure doesn't end within the confines of its downtown area. Nature lovers will find themselves in paradise as they venture beyond the town limits. Surrounding Morganton are breathtaking mountains such as Hawksbill and Table Rock that invite you to lace up your hiking boots and embark on a thrilling adventure. Explore the winding trails that meander through lush green forests, leading you to breathtaking vistas and hidden gems waiting to be discovered. If fishing is your passion the pristine, Lake James is teeming with fish just waiting to be caught. Pack a picnic and find solace in nature's embrace as you enjoy a leisurely afternoon surrounded by beauty. Visit the nearby Lake Jame State Park or check out the Fonta Flora Trails.
No matter what your interests or passions may be, Morganton has something for everyone. Its picturesque streets, friendly atmosphere, and lively cultural scene make it the perfect destination to satisfy your desires. So, whether you're seeking a day of retail therapy, a gastronomic adventure, or a serene escape into nature, let Morganton be your guide to an unforgettable experience.
If you’re looking to buy or sell in Morganton, Contact Engel & Völkers Foothills today! We’ve been serving Burke County and surrounding areas since 2003. Trust the local experts. View available Morganton properties.
Engel & Völkers Foothills
3053 NC 126
Morganton, NC, 28655
828.584.9999
www.foothills.evrealestate.com
Fun Activities to Enjoy at Lake James
Spend a day at Lake James and fall in love!
Lake James provides an array of exciting and relaxing activities for everyone to enjoy. Whether you choose to swim, boat, fish, hike, picnic, bike, or explore the surrounding state park, the possibilities are endless. Embrace the natural beauty and serenity of Lake James and create treasured memories that will last a lifetime. Lake James State Park, located near the lake, is a haven for outdoor enthusiasts and offers a variety of recreational activities that are sure to please everyone.
Swimming in the clean, clear waters of Lake James is incredibly refreshing, especially on a hot summer day. The pristine beaches and designated swimming areas provide a safe and enjoyable experience for both children and adults alike. Whether you prefer leisurely floating on an inflatable raft or engaging in water sports, the options are endless at Lake James.
Boating enthusiasts will find themselves in paradise as they navigate the glistening waters of the lake. From motorboats to kayaks, there are ample opportunities to enjoy a day out on the water. Fishing is also a popular activity here, with abundant populations of bass, catfish, and crappie waiting to test your angling skills. Cast your line and see if you can reel in the catch of the day!
For those who prefer to explore the surrounding areas on foot, there are numerous hiking trails available that cater to all skill levels. From leisurely strolls along the shoreline to more challenging treks through the nearby forests, the beauty of the nature surrounding Lake James is truly magnificent. Keep an eye out for the diverse wildlife that call the area home.
A perfect way to enjoy the picturesque scenery is by having a peaceful picnic with family or friends. Spread out a blanket, unpack a delicious selection of food and beverages, and let the tranquil atmosphere of Lake James enhance your dining experience. The well-maintained picnic areas offer a serene setting while you savor the beauty of the surroundings.
If biking is more your style, you can explore the region's scenic landscapes by cycling along the designated trails. Feel the wind in your hair as you pedal through the breathtaking scenery, taking in the sights and sounds of nature. The diverse terrain offers various biking routes, ensuring a memorable adventure for riders of all levels.
As you spend time enjoying the incredible activities at Lake James, you may find yourself falling in love with the area and contemplating a permanent move. Fortunately, Engel & Volkers Foothills is here to assist you every step of the way. With their expertise in the local real estate market since 2003, they are the go-to experts for buying or selling properties in the Lake James area. Contact us today and let them help you find your dream home or second home in this idyllic location. View available Lake James properties.
Engel & Völkers Foothills
3053 NC 126
Morganton, NC, 28655
828.584.9999
www.foothills.evrealestate.com
Engel & Völkers at a glance
Let us introduce you to the Engel & Völkers global real estate brand. The foundations of Engel & Völkers were laid by Dirk Engel in Hamburg, Germany in 1977. Three years later, he was joined by Christian Völkers to open the company's first brokerage. The two founders went on to develop a global luxury brand with a focus on exceptional real estate systems and service. In 2006 Engel & Völkers entered the US and began its Americas growth story.
In the Americas there are 6200+ professionals and 300 shops in 7 countries. Globally, there are 16400+ professionals and 1,085 shops in 33 countries.
Engel & Völkers Foothills officially started doing business in early 2023 as the real estate office previously did business under the name Lake James Real Estate. For more than 20 years, Lake James Real Estate was a staple name in the local community help clients with real estate. It was an easy choice for Polly and Steve Leadbetter (Owners) to partner with the Engel & Völkers brand because of shared values, collaborative culture and the collective desire to ensure client are working with experts in each community we serve. Both Lake James Real Estate and Engel & Völkers share the same vision: making your needs our mission through competences, exclusivity and passion.
We will continue to provide exceptional service and how our real estate professionals can leverage the global resources and expertise from Engel & Völkers.
Engel & Völkers Foothills has offices located in Morganton and Nebo. We help clients buy and sell in Burke, Caldwell, Catawba and McDowell.
Give us a call today or visit us online.
828.584.9999
www.foothills.evrealestate.com
Foothills Real Estate Market Update - June 2023
Check out the local real estate market update for Burke, Caldwell, Catawba and McDowell counties for June 2023. Each report provides key metrics such as number of new listings, average closed sales price, days on the market and much more.
Burke County - June 2023 Report
Caldwell County - June 2023 Report
Catawba County - June 2023 Report
McDowell County - June 2023 Report
Contact Engel & Völkers Foothills if you have questions regarding the market report. Our local advisors are available to assist with any questions or concerns and explain what's happening in the current real estate market.
828.584.9999
www.foothills.evrealestate.com
*All data in the reports are supplied by Canopy MLS.
Real Estate Stats for Burke and McDowell Counties - May 2023
Check out the local real estate market update for Burke and McDowell counties for May 2023. Each report provides key metrics such as number of new listings, average closed sales price, days on the market and much more.
Burke County - May 2023 Report
McDowell County - May 2023 Report
Contact Engel & Völkers Foothills if you have questions regarding the market report. Our local advisors are available to assist with any questions or concerns and explain what's happening in the current real estate market.
828.584.9999
www.foothills.evrealestate.com
*All data in the reports are supplied by Canopy MLS.
Engel & Völkers Foothills Grand Opening
On June 15, 2023, we celebrated our grand opening of our newest Engel & Völkers Foothills Longtown Shop and joining the EV family. Thank you to all of our staff, people in our local community, clients and attendees from Engel & Völkers Corporate and other shops who came to support us. A very special thank you to our owners, Steve and Polly Leadbetter for their work word and dedicated leadership.
The foundations of Engel & Völkers were laid by Dirk Engel in Hamburg, Germany in 1977. Three years later, he was joined by Christian Völkers to open the company's first brokerage. The two founders went on to develop a global luxury brand with a focus on exceptional real estate systems and service. In 2006 Engel & Völkers entered the US and began its Americas growth story.
Since 2006, Engel & Völkers has continued to grow and dominate the real estate market. The latest numbers show there are 16,000+ Engel & Völkers professionals and 1,087 shops all across 33 countries globally.
Our real estate advisors at Engel & Völkers Foothills strive to provide an experience of the highest caliber with the utmost competence, exclusive expertise and passion for all that they do. Across the street, across the country or across the world, our global network gives the reach and coverage, premium experience and resources and peace of mind you need when buying or selling a home.
We are excited to be apart of the Engel & Völkers family and look forward to helping clients buy and sell real estate in Burke, Caldwell, McDowell and the surrounding NC Foothills for many years to come. Stop in and visit us at either one of our locations! 7298 South Mountain Institute Road, Nebo, NC 28761 or 3053 NC 126, Morganton, NC, 28655.
Getting the Best Mortgage for your Home Purchase
For many people, homeownership is a dream that requires careful planning and financial preparation. One of the biggest considerations is the mortgage, the loan that is used to purchase a home. Getting a home mortgage can be a complex process, but it is an essential step in achieving the dream of owning a home.There are many different types of home mortgages available, each with its own set of advantages and disadvantages. The most common types of mortgages include fixed-rate mortgages, adjustable-rate mortgages, and government-backed loans. The type of mortgage that is best for you will depend on your specific financial situation and your preferences.
Fixed-rate mortgages are the most straightforward type of mortgage. With a fixed-rate mortgage, the interest rate remains the same for the duration of the loan, which is typically 15, 20, or 30 years. This type of mortgage offers stability and predictability, making it a popular choice for many homebuyers. However, fixed-rate mortgages typically have higher interest rates than adjustable-rate mortgages.Adjustable-rate mortgages, on the other hand, have interest rates that fluctuate based on market conditions. These mortgages typically start with lower interest rates than fixed-rate mortgages, but they can increase over time. Adjustable-rate mortgages are a good option for people who expect their income to increase over time or for those who plan to sell their home before the interest rate increases.
Government-backed loans are another option for homebuyers. These loans are insured by the government, which reduces the risk for lenders and allows borrowers to get a loan with a lower down payment and lower credit score. Some examples of government-backed loans include FHA loans, VA loans, and USDA loans. These loans are designed to help people who may not qualify for a traditional mortgage.
Once you have determined which type of mortgage is best for you, the next step is to find a lender. There are many different lenders to choose from, including banks, credit unions, and online lenders. It is important to shop around and compare rates and fees from multiple lenders to find the best deal. When applying for a mortgage, lenders will look at several factors to determine whether you are eligible for a loan. These factors include your credit score, income, debt-to-income ratio, employment history, and assets. It is important to be prepared to provide documentation of these factors, such as pay stubs, tax returns, and bank statements.
One of the most important factors that lenders consider is your credit score. Your credit score is a number that is based on your credit history and can range from 300 to 850. A higher credit score indicates that you are a lower risk borrower and can qualify for lower interest rates. If you have a low credit score, it may be worth taking some time to improve your credit before applying for a mortgage.
Another factor that lenders consider is your debt-to-income ratio. This is the percentage of your income that goes towards paying off debt, including credit cards, car loans, and other loans. Lenders typically prefer a debt-to-income ratio of 43% or less, although some lenders may be willing to work with borrowers who have a higher ratio.
When applying for a mortgage, it is important to be honest and transparent with your lender. If you have any concerns or questions about the loan process, it is important to ask your lender for clarification. Once you have been approved for a mortgage, make sure to carefully review the loan agreement and ask any questions before signing. Getting a home mortgage can be a complex and potentially stressful process, but it is an essential step in achieving the dream of homeownership. By understanding the different types of mortgages available, shopping around for the best rates and fees, and being prepared to provide documentation, you can increase your chances of getting approved for a mortgage.
Once you have gotten a home mortgage, it is important to maintain good financial habits. This includes making your payments on time, keeping your debt-to-income ratio low, and avoiding taking on additional debt. By staying on top of your finances, you can enjoy the many benefits of homeownership, including building equity and having a place to call your own.
In conclusion, getting a home mortgage requires careful consideration and preparation. By understanding the different types of mortgages available, finding the right lender, and being prepared to provide documentation, you can increase your chances of getting approved for a loan. Once you have gotten a mortgage, it is important to practice good financial habits to ensure that you can enjoy the many benefits of homeownership for years to come.
Written by Polly Leadbetter, License Partner & Managing Broker of Engel Völkers Foothills
Contact Engel & Völkers Foothills for your next real estate transaction. Serving Burke, Caldwell, McDowell and surrounding areas. We have two convenient locations in Morganton and Nebo.
3053 NC 126, Morganton, NC 28655
7298 South Mountain Institute Road, Nebo, NC 28761
828.584.9999
www.foothills.evrealestate.com
EV on Tour: Santa Margherita - Portofino, Italy
One of the many great things about being apart of the Engel & Völkers Family is the global connections! Almost everywhere you go, there is bound to be an Engel & Völkers Shop in close proximity. Our EV on Tour blog features agents & clients from Engel & Völkers Foothills that have travelled within the States and internationally to visit Engel & Völkers shops.
Earlier this month, one of our past clients was touring Italy. When they were walking down street in Santa Margherita Ligure and saw the Engel & Völkers sign, they immediately sent a picture to one of our license partners! We were super excited to know that once they saw the Engel & Völkers brand they though of us! They said the shop was in a great location and the the view of the water was incredible!
If you're traveling abroad or nationally and come across an Engel & Völkers shop, snap a picture and send it to us!
If you are looking to buy or sell, give our office a call today for your next real estate transaction! Our local advisors have the knowledge and expertise to help guide you through a smooth process.
Engel & Völkers Foothills
828.584.9999
www.foothills.evrealestate.com
EV on Tour - Turks & Caicos
One of the many great things about being apart of the Engel & Völkers Family is the global connections! Almost everywhere you go, there is bound to be an Engel & Völkers Shop in close proximity. Our EV on Tour blog features agents & clients from Engel & Völkers Foothills that have travelled within the States and internationally to visit Engel & Völkers shops.
Back in March, one of our real estate advisors, Dianne Reihl, took a trip to Turks & Caicos! Of course, she had to locate the Engel & Völkers Shop there and take a picture. Dianne thoroughly enjoyed Turks & Caicos and said she can't wait to visit again in the future!
If you are looking to buy or sell, give our office a call today for your next real estate transaction! Our local advisors have the knowledge and expertise to help guide you through a smooth process.
Engel & Völkers Foothills
828.584.9999
www.foothills.evrealestate.com